Life cover to protect what matters most

Your family's financial security shouldn't be complicated. At Lenny Financial, our protection specialists understand that everyone's protection needs are different. We'll take time to understand your unique circumstances and help you choose the right coverage for you and your family. With access to all major Irish insurers and over 120 years of combined expertise, we'll guide you to a protection solution that fits your specific needs. We’re on a mission to help our clients protect what matters most to them. Our expert advisors will guide you through your life cover options and take the stress out of ensuring you’re covered if the worst should happen.

Understanding your protection options

OnePlan - comprehensive family protection

Exclusive to Lenny Financial as an Irish Life Onesource partner, OnePlan offers unique all-in-one family protection. This innovative solution combines five essential benefits:

  • Decreasing Life Cover - Protecting your mortgage obligations

  • Bill Cover - Ensuring household expenses are met

  • Specified Illness Cover - Financial support during serious illness

  • Family Life Cover - Long-term family protection

  • Funeral Cover - Taking care of final expenses

  • Every OnePlan policy comes with a free annual review, ensuring your protection continues to match your family's needs as life changes.

Mortgage protection cover - securing your home

Essential coverage required for your mortgage; this policy ensures your family keeps their home if the unexpected happens. We'll help you understand:

  • How cover reduces in line with your mortgage

  • Joint policy options for couples

  • Additional benefits available from different insurers

  • Options to add serious illness coverage

  • Level term alternatives for additional family protection

  • Our mortgage protection specialists will compare options across all major insurers to find your best value.

Income protection - safeguarding your salary

Protect up to 75% of your income if you're unable to work due to illness or injury. With income protection from Lenny Financial, you'll benefit from:

  • Monthly tax-free payments until you're ready to return to work

  • Tax relief at your highest rate on premiums

  • Coverage until retirement age

  • Rehabilitation support services

  • Back-to-work benefit programs

  • Guaranteed premium options

  • Our specialists will help you understand waiting periods, occupation classes, and benefit levels to create your ideal income protection plan.

Why choose Lenny Financial for life cover?

  • Personalised protection review tailored to your circumstances

  • Expert guidance in determining your ideal coverage levels

  • Quick application process - coverage can be arranged within 24 hours of completing your proposal

  • Access to all major Irish insurers

  • Clear, jargon-free advice

  • Digital application process

  • Ongoing policy review service

  • Claims support when you need it most

  • Dublin city centre office location

  • Extended hours including Saturday morning appointments

Ready to protect your family's future?

Your Lenny Financial protection specialist will guide you through understanding and choosing the right cover for your specific situation. With our efficient digital process, you could have your cover in place within 24 hours of completing your proposal.
Book a free consultation

Hear it from our clients.

We had an excellent experience with Frank Lenny Financial. Our mortgage advisor, Samantha, was incredibly supportive, guiding us through every step of the process. I highly recommend Samantha and the entire team for anyone considering a mortgage application.

Ankit

Can't recommend Michael, Ciara, Sarah, and everyone at Frank Lenny Financial enough. Everyone was always helpful and quick to respond or jump on a call if we needed anything. We got great support through the whole mortgage process, and we will absolutely be working with them again if we ever need any mortgage help!

Katie

Highly recommend Frank Lenny Financial. Great service from start to finish all the team were very helpful. My mortgage application was far from straight forward. If I ever need another mortgage only one place I will be going back too.

Derek

FAQ

Life Cover

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We are a second-generation, family-owned business since 1999, offering personalised advice on mortgages, life cover, pensions, and investments. Our commitment to excellence was recognised with an AIMA award in 2022.

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